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First Down Program

Announced 1/7/19, Financial Assistance for Homebuyers in Rhode Island is BACK!

In an effort to assist potential homebuyers afford the costs of buying a new home, Rhode Island Housing offers the First Down Program, a forgivable loan that targets homebuyers in five Rhode Island communities: Providence, Pawtucket, Woonsocket, Warwick, and Cranston. The program aids first-time homebuyers with up to $7,500 in down payment assistance. And, it's even forgivable for some borrowers, meaning you may never have to pay it back.

Interested in learning more about the program? Contact us and one of our expert Realtors™  will help identify your home goals and partner you with a Rhode Island Housing approved lender to get you on the right path to your first home!  In the mean time, feel free to start browsing current listings.... your new awaits!

⬇️ Check out some of the great new homes in qualifying towns below! ⬇️

►  Be sure to sign-up to receive daily or weekly email alerts of new listings in areas that qualify for the $7,5000 financial assistance.   Our website is updated every 5 minutes by the MLS making sure you discover the best new homes before everybody else!

New Listings in Qualifying Towns

105 Anchor Street, Providence image
105 Anchor Street, Providence $200,000

This 3200 square foot level lot is ready for your new construction project. Zoned R-3. Located in the North End of Providence. Near Providence College. Quick access to Ro...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

property image
884 Central Avenue, Pawtucket $200,000

great lot, good to go.

Courtesy of Realty Quest Group Inc

Listing courtesy of Realty Quest Group Inc. Contact:

property image
882 Central Avenue, Pawtucket $200,000

ready to build? Nice lot waiting for you. 3 lots total available.

Courtesy of Realty Quest Group Inc

Listing courtesy of Realty Quest Group Inc. Contact:

78 Saint Joseph Street, Woonsocket image
78 Saint Joseph Street, Woonsocket — Tower Heights $199,900

Two-bedroom one level condominium. Fully appliance kitchen. There are two assigned parking spaces within close proximity. Reasonable HOA fees @ $200/month. Here is your c...

  • 2 Beds
  • 1 Baths
Courtesy of Fontaine Real Estate, Inc.

Listing courtesy of Fontaine Real Estate, Inc.. Contact:

333 School Street Unit 213, Pawtucket image
333 School Street Unit 213, Pawtucket — Blackstone Valley Medical Building $200,000

Large Commercial Condo with Owner-User Potential | 2,559 SF Position your business for the future with 2,559 SF of commercial space at 333 School Street in Pawtucke...

Courtesy of REMAX Revolution

Listing courtesy of REMAX Revolution. Contact:

979 Toll Gate Road 49, Warwick image
979 Toll Gate Road 49, Warwick $195,000

This inviting 2-bedroom, 1-bath mobile home stands out with the many updates and improvements the owner has made over the years. The spacious kitchen offers ample cabinet...

  • 2 Beds
  • 1 Baths
Courtesy of eXp Realty

Listing courtesy of eXp Realty. Contact:

Blake Street, Warwick image
Blake Street, Warwick $180,000

Fantastic opportunity to build your brand-new dream home in a desirable Warwick location just steps from the water. This city-approved buildable lot offers an excellent o...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

101 Anchor Street, Providence image
101 Anchor Street, Providence $200,000

This 3200 square foot level lot is ready for your new construction project. Zoned R-3. Located in the North End of Providence. Near Providence College. Quick access to Ro...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

97 Anchor Street, Providence image
97 Anchor Street, Providence $200,000

This 3200 square foot level lot is ready for your new construction project. Zoned R-3. Located in the North End of Providence. Near Providence College. Quick access to Ro...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

72 West Shore Road Unit 202, Warwick image
72 West Shore Road Unit 202, Warwick — Stonebrook $190,000

Must be conventional financing due to condo Reserves! Seller Relocation for work! Fantastic opportunity to own a move-in ready 2 Bedroom 1 Bath Condo conveniently located...

  • 2 Beds
  • 1 Baths
Courtesy of CENTURY 21 Gonsalves - Pastore

Listing courtesy of CENTURY 21 Gonsalves - Pastore. Contact:

72 VEAZIE Street, Providence image
72 VEAZIE Street, Providence $199,900 ▲

Dreaming of building a duplex, triplex, or single-family home in an established and convenient neighborhood? This is your chance! This prime lot offers a rare mix of a...

Courtesy of REMAX Revolution

Listing courtesy of REMAX Revolution. Contact:

34 Langdon Avenue #1, Pawtucket image
34 Langdon Avenue #1, Pawtucket $189,900

Welcome to this well-maintained 2-bedroom, 2-bathroom mobile home in Pawtucket! Built in 2004, this home offers a comfortable and functional layout that's perfect for fir...

  • 2 Beds
  • 2 Baths
Courtesy of RI Real Estate Services

Listing courtesy of RI Real Estate Services. Contact:

1119 Reservoir Avenue Unit B, Cranston image
1119 Reservoir Avenue Unit B, Cranston $185,000

Professional office suite condominium location offers high traffic count, great visibility, is just outside Garden City Center, and provides convenient access to major hi...

Courtesy of Albert Realty Inc., REALTORS

Listing courtesy of Albert Realty Inc., REALTORS. Contact:

Centre Street, Pawtucket image
Centre Street, Pawtucket $199,000

Exceptional opportunity to own a vacant lot in the heart of Pawtucket! Located on Centre Street, this parcel is zoned RM (Residential Multi-Family), offering excellent po...

Courtesy of Innovations Realty

Listing courtesy of Innovations Realty. Contact:

871 Douglas Avenue, Providence image
871 Douglas Avenue, Providence $188,900 ▼

Excellent opportunity to own a single-family home in a desirable Providence location, offering outstanding potential for investors, contractors, or buyers ready to custom...

  • 3 Beds
  • 1 Baths
Courtesy of Century 21 Limitless

Listing courtesy of Century 21 Limitless. Contact:

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed. © 2026 State-Wide Multiple Listing Service. All rights reserved. Data Last Updated:

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