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Your First Home Awaits...

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First Down Program

Announced 1/7/19, Financial Assistance for Homebuyers in Rhode Island is BACK!

In an effort to assist potential homebuyers afford the costs of buying a new home, Rhode Island Housing offers the First Down Program, a forgivable loan that targets homebuyers in five Rhode Island communities: Providence, Pawtucket, Woonsocket, Warwick, and Cranston. The program aids first-time homebuyers with up to $7,500 in down payment assistance. And, it's even forgivable for some borrowers, meaning you may never have to pay it back.

Interested in learning more about the program? Contact us and one of our expert Realtors™  will help identify your home goals and partner you with a Rhode Island Housing approved lender to get you on the right path to your first home!  In the mean time, feel free to start browsing current listings.... your new awaits!

⬇️ Check out some of the great new homes in qualifying towns below! ⬇️

►  Be sure to sign-up to receive daily or weekly email alerts of new listings in areas that qualify for the $7,5000 financial assistance.   Our website is updated every 5 minutes by the MLS making sure you discover the best new homes before everybody else!

New Listings in Qualifying Towns

34 Langdon Avenue #1, Pawtucket image
34 Langdon Avenue #1, Pawtucket $189,900

Welcome to this well-maintained 2-bedroom, 2-bathroom mobile home in Pawtucket! Built in 2004, this home offers a comfortable and functional layout that's perfect for fir...

  • 2 Beds
  • 2 Baths
Courtesy of RI Real Estate Services

Listing courtesy of RI Real Estate Services. Contact:

1119 Reservoir Avenue Unit B, Cranston image
1119 Reservoir Avenue Unit B, Cranston $185,000

Professional office suite condominium location offers high traffic count, great visibility, is just outside Garden City Center, and provides convenient access to major hi...

Courtesy of Albert Realty Inc., REALTORS

Listing courtesy of Albert Realty Inc., REALTORS. Contact:

72 W Shore Road Unit 202, Warwick image
72 W Shore Road Unit 202, Warwick — Stonebrook $190,000 ▼

Seller Relocation for work! Fantastic opportunity to own a move-in ready 2 Bedroom 1 Bath Condo conveniently located minutes away from the Airport, Highway, Local beaches...

  • 2 Beds
  • 1 Baths
Courtesy of CENTURY 21 Gonsalves - Pastore

Listing courtesy of CENTURY 21 Gonsalves - Pastore. Contact:

Hazard Avenue, Warwick image
Hazard Avenue, Warwick $180,000

Rare opportunity in one of Warwick's most desirable coastal neighborhoods! This fully approved buildable lot comes complete with plans and site plans in hand, making it t...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

180 Allen Street Unit 104, Woonsocket image
180 Allen Street Unit 104, Woonsocket — Lofts at Allen Street $200,000

The Lofts at Allen Street is a beautiful mill conversion along the Blackstone River. This one level unit is located on the first floor with easy access. Features include ...

  • 1 Beds
  • 1 Baths
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty. Contact:

725 Reservoir Avenue, Cranston image
725 Reservoir Avenue, Cranston — Cranston Medical Center $199,900

Large medical office condominium in a well established location...Unit consists of 1588sf with a large waiting and reception area.... Includes 3 exam rooms, 3 private of...

Courtesy of RE/MAX Preferred

Listing courtesy of RE/MAX Preferred. Contact: ewestjr@yahoo.com

400 Lake Shore Drive, Warwick image
400 Lake Shore Drive, Warwick $199,999

Commissioners Sale -NO SHOWINGS-Property is Sold "As-Is" Do NOT Disturb Occupants. RARE OPPORTUNITY TO OWN A 2-BEDROOM, 1.5-BATH WATERFRONT HOME ON WARWICK LAKE. REQUI...

  • 2 Beds
  • 2 Baths
Courtesy of AJ Realty

Listing courtesy of AJ Realty. Contact:

66 Ophelia Street, Providence image
66 Ophelia Street, Providence $199,900

Located on a dead end street! Very convenient location. Lot has been cleared and paved. Easy access to route 6, 10, 95, and 295. Five minutes to downtown. Close to the bu...

Courtesy of www.HomeZu.com

Listing courtesy of www.HomeZu.com. Contact:

Centre Street, Pawtucket image
Centre Street, Pawtucket $199,000

Exceptional opportunity to own a vacant lot in the heart of Pawtucket! Located on Centre Street, this parcel is zoned RM (Residential Multi-Family), offering excellent po...

Courtesy of Innovations Realty

Listing courtesy of Innovations Realty. Contact:

182 Adelaide Avenue Unit 7, Providence image
182 Adelaide Avenue Unit 7, Providence — Maria Weston $189,000 ▼

This is the one that makes you look twice at the price. A well-maintained condo in Providence's Elmwood neighborhood, priced under $200,000, in a condition that's ready t...

  • 2 Beds
  • 1 Baths
Courtesy of HERE Realty

Listing courtesy of HERE Realty. Contact:

10 Tenth Avenue, Woonsocket image
10 Tenth Avenue, Woonsocket $199,999

Rare Development Opportunity! A unique chance to build a single-family home in a desirable Woonsocket location. Two lots, now merged and approved by the Town of Woonsocke...

Courtesy of eXp Realty

Listing courtesy of eXp Realty. Contact:

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed. © 2026 State-Wide Multiple Listing Service. All rights reserved. Data Last Updated:

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Alltown Real Estate
357 Putnam Pike, Suite 2
Smithfield, RI 02917
(401) 949-5400
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  • Burrillville
  • Cumberland
  • Foster
  • Glocester
  • Johnston
  • Lincoln
  • N. Providence
  • N. Smithfield
  • Pawtucket
  • Scituate
  • Smithfield
  • Woonsocket
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