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First Down Program

Announced 1/7/19, Financial Assistance for Homebuyers in Rhode Island is BACK!

In an effort to assist potential homebuyers afford the costs of buying a new home, Rhode Island Housing offers the First Down Program, a forgivable loan that targets homebuyers in five Rhode Island communities: Providence, Pawtucket, Woonsocket, Warwick, and Cranson. The program aids first-time homebuyers with up to $7,500 in down payment assistance. And, it's even forgivable for some borrowers, meaning you may never have to pay it back.

The basic requirements for the program are:

  • You are a first-time homebuyer
  • Your total household income is less than $93,623 (for a 1-2 person household)
  • The home you're buying will be your primary residence
  • You are a legal United States Citizen

Interested in learning more about the program? Contact us and one of our expert Realtors™  will help identify your home goals and partner you with a Rhode Island Housing approved lender to get you on the right path to your first home!  In the mean time, feel free to start browsing current listings.... your new awaits!

⬇️ Check out some of the great new homes in qualifying towns below! ⬇️

► Be sure to sign-up to receive daily or weekly email alerts of new listings in areas that qualify for the $7,5000 financial assistance.   Our website is updated every 5 minutes by the MLS making sure you discover the best new homes before everybody else!

New Listings in Qualifying Towns

34 Langdon Avenue #1, Pawtucket image
34 Langdon Avenue #1, Pawtucket $189,900

Welcome to this well-maintained 2-bedroom, 2-bathroom mobile home in Pawtucket! Built in 2004, this home offers a comfortable and functional layout that's perfect for fir...

  • 2 Beds
  • 2 Baths
Courtesy of RI Real Estate Services

Listing courtesy of RI Real Estate Services. Contact:

192 Lowell Avenue, Providence image
192 Lowell Avenue, Providence $175,000

Excellent 2-family investment opportunity in the heart of Providence! This versatile property features 3 bedrooms and 2 bathrooms, making it an ideal option for investors...

  • 3 Beds
  • 2 Baths
Courtesy of Realty One Group Dream Makers

Listing courtesy of Realty One Group Dream Makers. Contact:

15 Brockton Street, Providence image
15 Brockton Street, Providence $209,900

Providence-North end location, quiet residential neighborhood. This is an approved lot for a single family and an ADU. The lot is zoned R-3 which does allow 2 families, b...

Courtesy of Bruce Allen, REALTORS

Listing courtesy of Bruce Allen, REALTORS. Contact:

17 Como Street, Providence image
17 Como Street, Providence $48,500

To be sold as a package with MLS1418726 (SF) and MLS1418747 (land). Total package list price is 433,600. Rare opportunity to acquire one of two side-by-side R3-zoned vaca...

Courtesy of Keller Williams Leading Edge

Listing courtesy of Keller Williams Leading Edge. Contact:

28 Como Street, Providence image
28 Como Street, Providence $48,500

To be sold as a package with MLS1418726 (SF) and MLS1418744 (land). Total package list price is 433,600. Rare opportunity to acquire one of two side-by-side R3-zoned vaca...

Courtesy of Keller Williams Leading Edge

Listing courtesy of Keller Williams Leading Edge. Contact:

Laval Street, Woonsocket image
Laval Street, Woonsocket $120,000

Excellent development opportunity. Builders / contractors take note, approved lot ready to break ground. The land has been surveyed and is ready to go. Possible ADU po...

Courtesy of eXp Realty LLC

Listing courtesy of eXp Realty LLC. Contact:

23 Burton Street, Providence image
23 Burton Street, Providence $45,000

Development Opportunity in Providence! This lot offers the potential to build a residential property with zoning allowing for up to a 5 unit building. An excellent opport...

Courtesy of Keller Williams South Watuppa

Listing courtesy of Keller Williams South Watuppa. Contact:

42 Vandieman Avenue, Providence image
42 Vandieman Avenue, Providence $150,000

Great location to build, Fruit Hill neighborhood.

Courtesy of JPAR Prime Real Estate

Listing courtesy of JPAR Prime Real Estate. Contact:

30 spring Street, East Providence image
30 spring Street, East Providence $175,000

Investors take notice to this 4,000 square foot lot in Riverside.

Courtesy of LPT Realty

Listing courtesy of LPT Realty. Contact:

1119 Reservoir Avenue Unit B, Cranston image
1119 Reservoir Avenue Unit B, Cranston $185,000

Professional office suite condominium location offers high traffic count, great visibility, is just outside Garden City Center, and provides convenient access to major hi...

Courtesy of Albert Realty Inc., REALTORS

Listing courtesy of Albert Realty Inc., REALTORS. Contact:

100 Bellows Street Unit 10, Warwick image
100 Bellows Street Unit 10, Warwick $209,900

Great 1600 sq foot Commercial condo . Great to use as a warehouse or small business. 1200 sq feet with a 400 sq ft mezzanine. Rear of unit has a small garage door for ...

Courtesy of REMAX Revolution

Listing courtesy of REMAX Revolution. Contact:

29 Laura Street 31 Unit 3, Providence image
29 Laura Street 31 Unit 3, Providence — Laura Street Condominiums $174,000 ▼

Opportunity awaits with this unique 2-bedroom, 1-bath condominium in Providence's Elmwood neighborhood. Located on the third floor, this unit offers character and charm w...

  • 2 Beds
  • 1 Baths
Courtesy of RE/MAX Town & Country

Listing courtesy of RE/MAX Town & Country. Contact: Info@BlanchetGroup.com

Providence image
Providence $150,000

Exceptional opportunity to acquire a fully operational hookah lounge and bar in a desirable Providence location. Established in December 2024, this stylish turnkey busine...

Courtesy of Keller Williams Leading Edge

Listing courtesy of Keller Williams Leading Edge. Contact:

Welcome/Briden Street, Woonsocket image
Welcome/Briden Street, Woonsocket $140,000

Opportunity to purchase eight vacant lots, each approximately 5,000 square feet, offering a combined total of approximately 40,000 square feet.

Courtesy of Keller Williams Leading Edge

Listing courtesy of Keller Williams Leading Edge. Contact:

72 W Shore Road Unit 202, Warwick image
72 W Shore Road Unit 202, Warwick — Stonebrook $190,000 ▼

Seller Relocation for work! Fantastic opportunity to own a move-in ready 2 Bedroom 1 Bath Condo conveniently located minutes away from the Airport, Highway, Local beaches...

  • 2 Beds
  • 1 Baths
Courtesy of CENTURY 21 Gonsalves - Pastore

Listing courtesy of CENTURY 21 Gonsalves - Pastore. Contact:

979 Tollgate Road #7, Warwick image
979 Tollgate Road #7, Warwick $124,900

Welcome to easy living in this well-maintained 2-bedroom, 1.5-bath mobile home located in a desirable 55+ community. This inviting home features a spacious living area an...

  • 2 Beds
  • 2 Baths
Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

Hazard Avenue, Warwick image
Hazard Avenue, Warwick $180,000

Rare opportunity in one of Warwick's most desirable coastal neighborhoods! This fully approved buildable lot comes complete with plans and site plans in hand, making it t...

Courtesy of Real Broker, LLC

Listing courtesy of Real Broker, LLC. Contact:

180 Allen Street Unit 104, Woonsocket image
180 Allen Street Unit 104, Woonsocket — Lofts at Allen Street $200,000

The Lofts at Allen Street is a beautiful mill conversion along the Blackstone River. This one level unit is located on the first floor with easy access. Features include ...

  • 1 Beds
  • 1 Baths
Courtesy of Coldwell Banker Realty

Listing courtesy of Coldwell Banker Realty. Contact:

Delhi Street, Providence image
Delhi Street, Providence $138,000

Can be purchased individually or with AP 68, Lots 444, 445, 434, 352, 499 & 500.

Courtesy of Peter M. Scotti & Assoc.,Inc.

Listing courtesy of Peter M. Scotti & Assoc.,Inc.. Contact:

65 Weybosset Street Unit 216, Providence image
65 Weybosset Street Unit 216, Providence — ARCADE PROVIDENCE RESIDENCES $225,000

Own a piece of history! The Arcade is the first indoor shopping mall in the country and an architectural gem. This bright micro-loft is filled with natural light, and the...

  • 1 Beds
  • 1 Baths
Courtesy of Residential Properties Ltd.

Listing courtesy of Residential Properties Ltd.. Contact:

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed. © 2026 State-Wide Multiple Listing Service. All rights reserved. Data Last Updated:

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